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Navigate, Choose, Enroll: Open Enrollment

OCTOBER CF SENIOR SATURDAY MEETING RECAP


Meeting Summary

Coverage options can change from year to year, making reviewing and sometimes switching plans necessary.  Open enrollment typically runs from October to January. 

 

During the meeting, we discussed key factors to consider when evaluating your plan. Changes in health needs or coverage costs may prompt a switch. Affordability concerns like rising premiums or high deductibles may motivate switching to more budget-friendly options. It's essential to ensure your healthcare providers and medications remain covered.


Key Takeaways
  • Medicare/Medicaid and private insurance policies vary by state. For trusted, unbiased, one-on-one help with a State Health Insurance Assistance Program (SHIP), visit https://www.shiphelp.org or call 877-839-2675.

 

  • Individual states’ insurance departments are also helpful in providing information about supplemental Medigap policies in your area. Most states list each company’s Medigap premiums for the year. Visit the National Association of Insurance Commissioners (NAIC), look for your state in the drop-down menu to find a link to the state’s website. https://content.naic.org/state-insurance-departments 

 

  • The Social Security Administration (SSA) handles Medicare enrollment services for Original Medicare (Part A and Part B).   

or call 800-772-1213



Additional Information
  • The National Council on Aging (NCOA) has a guide on common questions and reasons to reevaluate your plan for people who have Medicare.  Read more. 

 

  • Understand more about the Social Security Administration's recent announcement on the Cost of Living Adjustment (COLA) increase in 2025 and how it offsets in part increases in premiums for Medicare Part B.  Read more.


  • In 2022, six key Medicare reforms were passed.  Learn about the changes set to take place starting on January 1, 2025, for those enrolled in Medicare Part D.  Read more. 

 

SAVE-THE-DATE! The next CF Senior Saturday is on November 9, 2024.


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